What affects the price you pay for term life insurance coverage?

Your cost of term life insurance will depend on the amount of life insurance you need and the length of your term (duration) of coverage.

In addition, your age and gender impacts your cost of coverage. Also, your personal risk factors affect your price including your lifestyle, health, occupation, hobbies, tobacco use, driving record,  and height-to-weight ratio, among other things.

The longer you are expected to live, the lower yo...
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